Top 5 FAQs on Mental Health Billing
You
may feel overwhelmed, uncertain, or anxious about the process if you are new to
mental health billing. Don't be concerned; this is normal! The majority of
mental health professionals are not trained to navigate the medical billing
landscape. After all, billing is more closely related to business
administration and finance than it is to healthcare.
Nonetheless,
behavioral health practices across the country are learning best billing
practices and keeping the revenue cycle churning, and you can too. Here's what
every therapist should know before diving into billing:
#1 Can
the same client be billed for multiple sessions on the same day?
It
is strongly discouraged to bill the multiple intake sessions with CPT code
90791. This is because, most of the time, this CPT
code would be incorrect after the first session, resulting in possible
insurance fraud but, more likely, a claim denial. However, if a patient has
seen another therapist during the billing year, it is recommended to bill the
intake code for your first session regardless, as it is your first session with
the patient.
Further,
if you see another family member, feel free to bill for the intake for that
date as well. Without special permissions, the general rule is only one intake
session, the first session, per patient. If you call the insurance company, you
might be able to get authorization for more than one service per day. In fact,
under special circumstances, if you have a psychiatrist on staff, it is
perfectly acceptable for the psychiatrist to provide one service and you (the
counselor) to provide another, for a total of two services.
#2
What should you do if a patient changes their insurance information without
informing you?
This
problem occurs far too frequently: a client fails to notify you of a change in
their policy (or, in really bad cases, no policy at all). Typically, you will
send the claim, wait for it to be paid, and then discover that it has been
rejected. In this case, you must contact the patient and obtain their new
insurance information. You will most likely encounter one of two scenarios:
A. They
do not have insurance. In this case, you must try to collect payment directly
from the patient.
B.
They've implemented a new policy. In this case, you must re-file the claim
using the new policy and hope that the session did not require
pre-authorization. If it did, contact the insurance company to see if the
authorization can be "backdated." If the company says they don't backdate
authorizations, politely request an exception for this "once in a
lifetime" situation. The insurance company may not care about you or your
practice, but they will care about annoying a newly insured member who will be
responsible for your clinical fees if the authorization is denied.
Finally,
if you haven't seen a client in a while, call the day of their session to see
if they are still covered by their insurance plan.
#3
How long do mental health insurance payouts take?
It
can take up to 30 business days from the date the insurance company receives
the claim to receive the payout. However, this is not always the case. Blue
Cross in Massachusetts, for example, typically pays claims within two weeks,
while Aetna typically takes three weeks.
Nonetheless,
the rule that insurance companies follow is that all claims must be processed
within 30 days. If you think about it, after the first month of practice,
providers usually don't notice the delay because payments keep coming in.
#5
Do mental therapy sessions have to be pre-authorized?
Most
insurance companies do not require authorization for a basic office visit,
therapy session, or even the initial session. However, it is always advisable to
investigate when in doubt.
Tufts
insurance almost always requires claim authorization. In addition, in the case
of psychological testing, you must always obtain authorization. Some insurance
companies, such as Blue Cross of Massachusetts, allow up to 12 visits without
authorization before requiring providers to obtain authorization for the next
12.
In
general, authorizations are not required for basic tasks, but always
double-check.
#5 Is
Outsourcing Mental
Health Billing the Best Option?
Billing for mental health services can be
perplexing. To manage their claims and revenue cycle, many providers rely on
third-party mental health billing services.
But is this a viable option for you, or should you
hire in-house billers—or, for solo practitioners, handle it yourself?
The answer is dependent on your specific practice
and goals. Outsourced
mental health billing may be appropriate for your practice if:
·
You have multiple providers and
insufficient staff to manage the mental health billing.
·
Time constraints prevent you from
pursuing and resolving claim denials as thoroughly as you would like.
·
You want experts to help you maximize
your revenue through coding.
·
You frequently miss submission
deadlines or have the impression that your billing is disorganized and behind
schedule.
Mental health billing does not have to be
intimidating. The right tools and decisions will assist you in managing it
effectively and obtaining the reimbursement you deserve.
24/7 Medical Billing Services streamlines your
revenue cycle and allows you to recover past-due payments more quickly. Our
fully integrated system eliminates unnecessary steps by auto-generating claims
and tracking/reporting aging bills.
About 24/7 Medical Billing Services:
We are a medical billing company that offers ‘24/7
Medical Billing Services’ and support physicians, hospitals, medical
institutions and group practices with our end to end medical billing solutions.
We help you earn more revenue with our quick and affordable services. Our
customized Revenue Cycle Management (RCM) solutions allow physicians to attract
additional revenue and reduce administrative burden or losses.
Contact:
24/7 Medical Billing Services
Tel: +1 888-502-0537
Email: info@247medicalbillingservices.com
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